Terms and Conditions

Last updated: 29 September 2026

Welcome to initiatorsofchange.org, the website of Initiators Of Change Ministries (ICM). By using this website or buying from our shop, you agree to these terms. If you do not agree, please do not use the site.

Using this website

You may use this website for personal, non-commercial purposes. You agree not to:

  • Use the site for anything unlawful, harmful or offensive.
  • Try to hack, disrupt or overload the site.
  • Post spam, abusive content or false information in comments or forms.

Our content

All sermons, teachings, books, audio, images, logos and text on this website belong to Initiators Of Change Ministries or are used with permission. You are welcome to share links to our pages and quote short passages with credit to ICM. You may not copy, sell or republish our content without written permission.

Shop purchases

  • All prices are in Ghana cedis (GHS) and may change without notice. The price you pay is the price shown at checkout.
  • Payments are processed securely by Paystack.
  • Products are digital downloads. After payment you will receive a download link by email and on the order confirmation page. Each link can be used 3 times and expires 2 days after purchase.
  • Your purchase gives you a personal licence to read or listen to the product. You may not share, resell, upload or distribute the files.
  • Refunds are covered by our Refund Policy.

Your accounts and details

If you create an account or place an order, you are responsible for giving accurate information and keeping your login details private.

Your submissions

When you send us a prayer request, testimony, comment or message, you confirm it is truthful and your own. You allow us to use testimonies and comments on our website and ministry channels. We will ask for your permission before publishing anything you sent privately, and prayer requests are always kept confidential.

Online radio, videos and external links

Our online radio, videos and links to other websites (such as YouTube, Facebook and Instagram) are provided for your blessing and convenience. We are not responsible for the content or availability of websites we do not control.

Spiritual content

Our teachings, prayers and resources are offered for spiritual growth and encouragement. They are not a replacement for professional medical, legal or financial advice. Please continue to seek qualified professional help where needed.

Limitation of liability

We work hard to keep this website accurate and available, but we cannot guarantee it will always be error-free or uninterrupted. As far as the law allows, ICM is not liable for any loss arising from your use of the website. Nothing in these terms limits your rights under Ghanaian consumer law.

Privacy

Our Privacy Policy explains how we handle your personal information.

Changes to these terms

We may update these terms from time to time. The latest version will always be on this page.

Governing law

These terms are governed by the laws of the Republic of Ghana.

Contact us

  • Email: info@initiatorsofchange.org
  • Phone / WhatsApp: +233 (24) 541 2101 / +233 (50) 675 3944
  • Address: Abavana Junction Down, Maamobi Poly Clinic Road, Accra, Ghana (GPS: GA-022-2613)
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